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Tables of premiums for endowment assurances and alse specifical-
-ly for policies by limited payments. Question 6 is now out of
date, and in the United Kingdom, by universal censent, endowment
assurances are not brought under it, ner are policies by limited
payments under all circumstances. In this country it is custom-
-ary row for endowment assurances and sometimes for limited
payments, (and the Board of Trade has sanctioned the change) not
to give the premiums received from the commencement, but to
give the policies in groups according to the year of maturity
in the case of endowment assurances, and according to the year
of cessation of premiums in the case of policies by limited
payments, and to show for each of such groups the average
present age of the lives assured, that average present age
being ascertained sometimes in one way and semetimes in another.
This new plan enables & outside Actuary to test, with much
greater certainty, the reserves made for endowment assurances,
and for policies by limited payments, than he can de under the
literal forms of the Act. In the new legislation which will
sooner or later take place here this change will be given
legislative sanction.
9. In Question 9 the average rate of interest
at which the funds were invested at the end of the year is
asked for, but that means very little. Here it is the custom
to give the rate of interest earned on each year on the mean
funds of the year, and the Beard of Trade has sanctioned the
change. This threws much more light on the real operations of
the Company than a literal reply te Question 9 as it stands
would do.
-tib rot
K
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10
In the foot-nete to the Sixth Schedule
separate statements are asked for for business at other than
European rates, but the word "European" is out of place in a
Chinese Ordinance. It would be better to ask for statements in
respect of each set of office premiums in use by the Company.
For instance, a Chinese Company may have no business at se
called
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